Honestly, ANY kind of insurance. Does anyone want to really talk about it? No. From confusing jargon, to fine print 20 pages long, to long hold times on the phone, it’s no wonder in the travel industry especially it is the last thing a traveler wants to spend time fitting into their precious budget. The likelihood of even needing the insurance coverage for your vacation is slim to none, right? Wrong.
Even prior to COVID-19, a good travel agent will always highly recommend using trip insurance. There’s just no way to know what could happen (and let’s be honest, none of us saw COVID coming). In an array of unexpected life events that can come up, trip insurance is one of the most crucial aspects of planning a trip. Of course it always feels like a waste of money after your trip if you didn’t end up needing it…but what about those times you DO?
Travelers who’d never considered opting for travel insurance before might want to reconsider taking that risk going forward. As the current global pandemic continues to loom over us, ConsumersAdvocate.org, a company that reviews and recommends on a buyer’s behalf, began looking into exactly how travel insurance works in conjunction with actually traveling. Their team, based in Puerto Rico, then began researching what policies have which coverage (and what does that coverage actually mean?!).
Their result is a guide on the best travel insurance featuring a side by side comparison of 4 different companies voted “best for” in various categories. The insurances were assessed on their coverage, benefits, financial strength, and price and reputation.
Whether you’re choosing travel insurance for your international or domestic trip, make sure you understand exactly what’s covered. Don’t be afraid to ask your travel agent to help you understand what the best option is for you, either! There are different categories for the basic coverage, as well as limitations for coverage such as alcohol use and extreme sports. Be sure to check out this extremely helpful guide ConsumersAdvocate put together! And remember to make sure you understand the fine print before booking your next trip!
Special thanks to Emily at ConsumersAdvocate for working so patiently with me on this project!
Photo Credit: Andrea Piacquadio